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Every Individual Should Have:

Emergency Fund

Having at least six months worth of expenses saved to secure your livelihood in case of an emergency ensures that you are in a position to handle the various financial emergencies in life. 

Short Term Savings

Investing for the future is instrumental.  Short term savings accounts are set up for goals that will be executed within the upcoming 2-5 years.   

Long Term Savings

Long term savings plans are to secure goals 5 years into the future or later.  Proper retirement planning ensures that the future is secured regardless of life's  challenges.


Their are many kinds of investments.  Choosing the right one for you should come with guidance of a financial professional.  Investments have long been the most sought after path to wealth accumulation. 

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